Small Business Insurance Guide: What Coverage Do You Need?
2026-02-26
Types of Business Insurance
General Liability Insurance
Covers third-party bodily injury, property damage, and advertising injury claims. Essential for almost every business.
Professional Liability (E&O)
Protects against claims of negligence, errors, or failure to deliver professional services.
Business Property Insurance
Covers your business property including equipment, inventory, and furniture against fire, theft, and natural disasters.
Workers' Compensation
Required in most states if you have employees. Covers medical costs and lost wages for work-related injuries.
How Much Coverage Do You Need?
Work with an insurance agent who specializes in small business to assess your specific risks and coverage needs.
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